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Split into monthly installments
Using the credit card you already have.
Did you know we offer easy financing to make your VELA Chair more accessible? Enjoy stability, comfort, and independence with flexible payment options—so you can focus on living life your way.
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Using the credit card you already have.
Finance your VELA Chair with 0% APR. for up to 24 months.
We proudly work with the U.S. Department of Veterans Affairs to help you access the benefits you’ve earned.
Below you can see a simple comparison of the financing options you have.
| Splitit | Affirm | VA | |
|---|---|---|---|
| Best for | The fastest option if you have available credit on your card | A fixed monthly plan without using your card | Veterans |
| Credit check | No | Yes | Not applicable |
| New loan | No | Yes | No |
| Interest | None* | 0% APR | None |
| Term | 2, 4, 6, 10 or 12 months | Up to 24 months | Not applicable |
| Payment at checkout | First installment only | None | None |
| Uses the credit card you already have | Yes | No | Not applicable |
| Requirement | A credit card with enough available credit for the full purchase | Approval | Eligible veteran |
Note: * Your existing credit card terms still apply
PayTomorrow offers financing solutions for a wide range of credit situations. Their application process provides instant approvals and flexible payment plans, allowing you to choose an option that fits your budget. There are no hidden fees or surprises.
First Mutual Finance offers flexible, customizable financing options — choose any down payment amount (or none at all) and enjoy 12 months with 0% interest, or extend your plan to 24 or 36 months at 14.99% interest.
Residents of Florida may be eligible for support through FAAST. Similar programs exist in other states, providing financial assistance to those who qualify. You can check for available programs in your state here.
Yes. You can split the cost with Splitit using your existing credit card, apply for a fixed monthly plan with Affirm, or get funded through the VA if you are a veteran. We also offer options through PayTomorrow, First Mutual Finance, and state assistance programs.
If you have enough available credit on an eligible Visa or Mastercard, Splitit is usually the simplest option because there is no loan application or credit check.
If you would rather not use your existing credit card, Affirm offers fixed monthly payment plans, subject to eligibility. Veterans should start by exploring VA funding.
Splitit uses the available credit on your existing credit card and splits your purchase into 2, 4, 6, 10 or 12 monthly installments.
Your first installment is charged when your plan begins, while a temporary authorization is placed on your card for the remaining balance to confirm that you have enough available credit. This is not a charge, and the authorization is released according to your card issuer’s timing.
Your remaining installments are then automatically charged to the same card each month.
No. Splitit uses credit you already have on your card, so there is no loan application, new credit account or credit check.
No. Splitit requires an eligible credit card, and you need enough available credit to cover the full purchase amount when the plan is created.
Yes. Every VELA Chair is available through FSS Contract #36F79725D0168, with no cost to qualified veterans. Our team can guide you through the VA process and help you understand your options.
Splitit places a temporary authorization hold on your card for the remaining balance. This reduces your available credit while the authorization is active, but it is not a charge and you are only billed for each installment as it becomes due.
Splitit does not add interest or fees to your installment plan. Your existing credit card terms still apply, and because you are using your own card, you can continue to receive any rewards or benefits your card normally provides.
VELA offers eligible customers financing through Affirm with 0% APR for up to 24 months and payments from $167/month. Your available payment options are shown when you select Affirm at checkout. See Affirm’s Terms and Conditions for full details.
Choose Splitit or Affirm at checkout. Splitit uses your existing available credit with no separate loan application, while Affirm performs a quick eligibility check and shows the payment plans available to you.
Our team can help you explore other ways to finance your VELA Chair. PayTomorrow offers financing for a wide range of credit situations. First Mutual Finance offers flexible down payments with 12 months at 0% interest, or 24 to 36 months at 14.99%. Florida residents may also qualify for assistance through FAAST, and similar programs are available in other states.