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Financing Options for Your VELA Chair

Did you know we offer easy financing to make your VELA Chair more accessible? Enjoy stability, comfort, and independence with flexible payment options—so you can focus on living life your way.

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Financing

Compare the options

Below you can see a simple comparison of the financing options you have.

SplititAffirmVA
Best forThe fastest option if you have available credit on your cardA fixed monthly plan without using your cardVeterans
Credit checkNoYesNot applicable
New loanNoYesNo
InterestNone*0% APRNone
Term2, 4, 6, 10 or 12 monthsUp to 24 monthsNot applicable
Payment at checkoutFirst installment onlyNoneNone
Uses the credit card you already haveYesNoNot applicable
RequirementA credit card with enough available credit for the full purchaseApprovalEligible veteran

Note: * Your existing credit card terms still apply

Splitit logo

Recommended

Splitit

Unlike traditional financing, Splitit uses your existing Visa or Mastercard to split your payment into manageable monthly installments. Because it simply uses the credit you already have, it offers a much higher chance of approval without the need for new credit checks.

Instant approval using your existing credit card

0% interest and zero hidden fees

Start Chair Quiz

Select Splitit in checkout

Affirm Logo

Recommended

Affirm

Affirm provides a simple and transparent way to finance your VELA Chair. With payments as low as $167/month, you can enjoy the benefits of increased independence and mobility while spreading the cost over time.

Interest free

Up to 24 months

Start Chair Quiz

0% APR. – Affirm’s Terms & Conditions – Select at checkout

U.S. Department of Veterans Affairs logo

Are you a Veteran?

U.S. Department of Veterans Affairs

We proudly work with the U.S. Department of Veterans Affairs to help veterans access the mobility solutions they deserve.

Every VELA Chair is available through FSS Contract #36F79725D0168, and our team guides you through the VA application process to explore the benefits you’ve earned.

No cost to qualified veterans

We guide you through the VA process

How to Get It Through the VA

Proudly Serving America’s Finest Institutions

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Logo for UCLA
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Other Financing Options

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PayTomorrow

PayTomorrow offers financing solutions for a wide range of credit situations. Their application process provides instant approvals and flexible payment plans, allowing you to choose an option that fits your budget. There are no hidden fees or surprises.

First Mutual Finance

First Mutual Finance offers flexible, customizable financing options — choose any down payment amount (or none at all) and enjoy 12 months with 0% interest, or extend your plan to 24 or 36 months at 14.99% interest.

State Assistance Programs

Residents of Florida may be eligible for support through FAAST. Similar programs exist in other states, providing financial assistance to those who qualify. You can check for available programs in your state here.

Call 813-499-1184 for more information on financing

Frequently Asked Questions

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  • Do you offer financing on VELA Chairs?

    Yes. You can split the cost with Splitit using your existing credit card, apply for a fixed monthly plan with Affirm, or get funded through the VA if you are a veteran. We also offer options through PayTomorrow, First Mutual Finance, and state assistance programs.

  • Which option should I choose?

    If you have enough available credit on an eligible Visa or Mastercard, Splitit is usually the simplest option because there is no loan application or credit check.

    If you would rather not use your existing credit card, Affirm offers fixed monthly payment plans, subject to eligibility. Veterans should start by exploring VA funding.

  • How does Splitit work?

    Splitit uses the available credit on your existing credit card and splits your purchase into 2, 4, 6, 10 or 12 monthly installments.

    Your first installment is charged when your plan begins, while a temporary authorization is placed on your card for the remaining balance to confirm that you have enough available credit. This is not a charge, and the authorization is released according to your card issuer’s timing.

    Your remaining installments are then automatically charged to the same card each month.

  • Does Splitit run a credit check?

    No. Splitit uses credit you already have on your card, so there is no loan application, new credit account or credit check.

  • Can I use a debit or prepaid card with Splitit?

    No. Splitit requires an eligible credit card, and you need enough available credit to cover the full purchase amount when the plan is created.

  • Can I get a VELA Chair through the VA?

    Yes. Every VELA Chair is available through FSS Contract #36F79725D0168, with no cost to qualified veterans. Our team can guide you through the VA process and help you understand your options.

  • Will Splitit tie up my credit limit?

    Splitit places a temporary authorization hold on your card for the remaining balance. This reduces your available credit while the authorization is active, but it is not a charge and you are only billed for each installment as it becomes due.

  • Does Splitit cost anything extra?

    Splitit does not add interest or fees to your installment plan. Your existing credit card terms still apply, and because you are using your own card, you can continue to receive any rewards or benefits your card normally provides.

  • What does Affirm cost?

    VELA offers eligible customers financing through Affirm with 0% APR for up to 24 months and payments from $167/month. Your available payment options are shown when you select Affirm at checkout. See Affirm’s Terms and Conditions for full details.

  • How do I apply?

    Choose Splitit or Affirm at checkout. Splitit uses your existing available credit with no separate loan application, while Affirm performs a quick eligibility check and shows the payment plans available to you.

  • What if I am declined or need another option?

    Our team can help you explore other ways to finance your VELA Chair. PayTomorrow offers financing for a wide range of credit situations. First Mutual Finance offers flexible down payments with 12 months at 0% interest, or 24 to 36 months at 14.99%. Florida residents may also qualify for assistance through FAAST, and similar programs are available in other states.

We’re Here to Help

We believe that independence, comfort, and safety should be within reach for everyone. Investing in a VELA Independence Chair is an investment in your quality of life, and we are committed to making the process as smooth as possible.

Our Quality of Life Experts are here to guide you through your financing options, ensuring you find the best solution for your needs.

Get In Touch
📞: 813-499-1184

Let’s make your VELA Independence Chair a reality—contact us today to get started.

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